What is the difference between and Agent and a Broker?

The California Department of Insurance defines an agent as “a licensed person or organization authorized to sell insurance by or on behalf of an insurance company” and a broker as “a licensed person or organization paid by you to look for insurance on your behalf”.

Who should I call if I have a property or liability claim?

Your insurance policy will have a phone number on it to call the in the event of a claim.

Is my business required to offer group health insurance?

Effective 1/1/15, all employers with more than 50 full time equivalent employees will be required to offer health insurance to be compliant with the Patient Protection and Affordable Care Act.

My business is not located in California. Can BC Commercial Insurance help me find coverage?

Unfortunately not. We are only licensed to sell insurance in California.

Why should I offer group health insurance if my employees can purchase it on their own?

Sponsoring a group health insurance plan can be a good way to attract and retain quality employees. Give us a call and we can explain your options.

Can BC Commercial Insurance help me find life insurance?

Yes, we can provide you with quotes for individual or group coverage. Good life insurance is usually less expensive than people think.

Can’t find the answer you’re looking for? Here are some options

Department of Insurance

The Department of Insurance is the California regulatory body that oversees and regulates all insurance companies in California.

Go to the DOI's website

Contact Us Directly

BC Commercial Insurance Services is always ready and able to help. We’ll answer your question as soon as we can.

Visit the support page

Other Helpful Links

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